A flooding event can happen when you least expect it. Changing weather patterns can put your property investment at risk for thousands of dollars in recovery and restoration. At Le & Associates in Springfield, MO, we can help you get the flood insurance protection you need.
Most homeowners don’t know that their standard homeowner’s insurance policy does not cover flooding. Yet flooding is a very common occurrence that can lead to significant financial loss in water removal, clean up and replacement of furniture and other items in your home. Flood insurance helps to cover these losses, allowing you to utilize your money for more important goals.
Your mortgage lender may require that you have flood insurance coverage if your property is in a high flood risk area. However, even if you don’t have a mortgage, you can still benefit from flood insurance coverage when an unexpected flooding event occurs, due to tornado, heavy rains or another incident.
A nearby body of water can overflow its banks after a continuous rain event. In some areas, flash flooding can occur because of the topography of the landscape. Your home can experience damage to carpeting, drywall, furniture, electronics, clothing, and appliances. You may be able to salvage some items but replacing severely damaged items can be a significant expense. Flood insurance can help you to get back to normal without experiencing an expensive financial setback.
The insurance professional at Le & Associates uses their many years of experience to help clients in Springfield, MO and other communities around the state find the right coverage for their needs. We offer a range of insurance products, including home, automobile and life insurance. Call Le Insurance & Associates today to receive your free, no-obligation quote and to learn about the benefits of having flood insurance for your property.
