Auto insurance is required if you drive in the state of Missouri. Home insurance is not always required but should certainly be considered by homeowners looking to protect their property. The agents at Le & Associates can help you find the insurance policy that best fits your lifestyle.
Le & Associates offers the following insurance options:
The state requires all drivers to show proof of auto insurance that pays at least $25,000 per person for bodily injury ($50,000 per incident) and at least $10,000 for property damage. Drivers are also required to have uninsured motorist protection that pays at least $25,000 for bodily injury and $25,000 for bodily injury per person ($50,000 per incident).
It is certainly a good idea to purchase more than the state minimum when you commute daily. Missouri is an at-fault state, which means that drivers can file a lawsuit against the responsible parties for damages not covered by insurance policies. A good auto insurance policy may protect you from paying for damages out-of-pocket.
Another good indemnity policy to have is home insurance. Flood insurance is an absolute must in certain parts of the state because of hurricanes. You should consider buying a plan that includes natural disasters even if you are in a safe zone as a standard home insurance policy may not be enough when this sort of tragedy strikes. It may also be a good idea to consider insurance that pays a substantial amount for your antiques.
We have been in the business of insurance for many years and can help you find the package that best fits your lifestyle. Call us today to get started with a quote!
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