Here at Le & Associates, we work hard to give our customers the best auto insurance coverage in the state of Missouri. Car insurance is very important to have if you own a vehicle. There are many policies you can choose from depending on the type of vehicle you have. If you are paying a car note, sometimes the bank (which is the lienholder of your car) will require that you have car insurance.
State law makes it mandatory for you to be insured if you own or operate a vehicle. It is also a law that you have coverage for injuries for at least $25,000 per person, $50,000 per accident, and $10,000 for property damage. Today, the Department of Revenue is now keeping track of policyholders to make sure that they keep their auto insurance current. You can face license suspension and registration suspension if you fail to maintain your auto insurance policy. The state also requires people to have at least $25,000 per person and $50,000 per accident for uninsured motorist coverage. Basic liability is enough to get by.
There are a few different coverage options available for those in need:
If you are ever at fault of an accident in which causes bodily injury and or property damage, basic liability insurance can cover you. You can always change your policy later and it's always a good idea to get more than the minimum coverage available to you. Having collision coverage added will take care of repairing your car as well as giving you a rental vehicle to drive until your car is fixed.
If you are in the state of Missouri and need car insurance, please visit our company's website Le & Associates Auto Insurance. We can assist you in obtaining a quote to make sure you are covered.
for all your insurance needs!